FIFA 20 operates on a related premise towards the "Ultimate Team" mode that seems within the principal FIFA games. Users gather trading cards that represent various players; every card features a statistical rating from the player's skills, contributing to an typical team skill rating. The skill rating is augmented by a "training" rating, as well as the mixture on the two ratings gives the all round group rating. These ratings decide the outcomes of matches played by the team; a group will have to win a specific variety of matches to progress by way of a series of leagues, culminating using the "Superstars" league. Users might buy new player cards with in-game "coins", which are acquired by way of playing matches, winning leagues and as gifts from buddies; the cards are available in bronze, silver and gold packs, with bronze containing low-rated players and gold-containing the top players within the game, despite the fact that gold packs price extra FIFA 20 coins. Coins might also be employed to purchase education and stadium upgrades, for instance education cones and seating. The game demands match credits, which could be earned by Playfish cash, penalty shootouts, playing against your friends or simply waiting more than time.